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portrait of tonya rapley pf my fab finance
Credit: Courtesy of Tonya Raply / Instagram

TikTok, Instagram, and other social media platforms aren't just home for choreographed dances, design inspiration, makeup tutorials, and delicious food. If you know where to look, you can actually find a wealth of useful information hiding in your feed. Today, there's a new crop of financial experts who have shed the stereotypical staunch suits, positioning themselves as modern money experts ready to help you achieve financial freedom. What does that mean, exactly? These experts-a diverse batch of predominately women-have an important mission at hand: bringing basic financial concepts often overlooked in school to the masses in order to help the average person pay down debts and build wealth.

Sure, you could read a book or download an app, but we recommend checking out these modern money experts for tailored real-world advice. All you have to do is click "follow," and you'll get a continuous steam of fun, practical advice that will really make a difference as you work towards financial wellness.

Farnoosh Torabi

As a 22-year-old financial reporter in New York City, Farnoosh Torabi was making $18 (before taxes) and was over $30,000 in debt-despite having a Master's degree. Like so many young people today, she felt drained and exasperated by her financial situation. She dove head first into using her skills as a reporter to educate millennials about taking control of their financial future. After the success of her first book, You're So Money-Live Rich Even When You're Not ($5.99, barnesandnoble.com), Torabi began coaching other young women out of financial distress. Today, she's also host of So Money, a podcast where she holds intimate conversations with highly-accomplished individuals (Tony Robbins, Sallie Krawcheck, and more) all about their personal money lessons. Follow: @farnooshtorabi

Tiffany Aliche

Before she was the The Budgetnista and New York Times bestselling author of Get Good with Money ($19.99, barnesandnoble.com), Tiffany Aliche was a preschool teacher in Newark, New Jersey. She says it's this educational background that shaped her as a financial educator who's helped over one million women worldwide collectively save more than $250 million dollars and pay off over $200 million dollars in debt. Aliche is also co-host of a top-rated and award-winning financial podcast called Brown Ambition. Follow: @thebudgetnista

Kathy Entwistle

Once a stay-at-home mom who taught financial classes to women in her spare time, Kathy Entwistle has spent the last 25-plus years forging a path for herself as one of Forbes' "Top Women Wealth Advisors." But Kathy doesn't just guide some of the wealthiest executives and families in the world; she's also a self-proclaimed "financial feminist" who believes financial guidance should be more widely available to everyone. "Money is power, and when you give away control of your money, you give away your power," says Entwistle. In an effort to democratize access to wealth management and help individuals retain their power, Entwistle created The Money Date Box. The proof-of-concept product, available via an iFund Women Crowdfunding campaign, is an approachable, self-guided educational tool designed to help the average person (or couple) understand the basic principles around personal finance, start conversations about their money, and take steps to creating a financial plan uniquely tailored to their own personal goals and values. Follow: @kathyentwistle

Kumiko Love

Kumiko Love has a story so many young people can relate to: As a self-identified "broke rich girl," she found herself "spending money on things that didn't matter, desperately trying to fit in, not knowing how [she] was going to keep up with the minimum payments or put food on the table." But that all changed after a lightbulb moment. After she had her son, she was determined not to live her life "full of self doubt" and trying to keep up with payments. Love spent a solid year learning how to create a realistic budget, how to save money without thinking about it, how to make real progress on her debts, and how to prioritize spending. When she realized she actually enjoyed the process and was having success, she dedicated herself to "helping as many women as possible find the same success and peace" that she had found. Today, she's an Accredited Financial Counselor (AFC) with nearly 700,000 followers on Instagram. Follow: @thebudgetmom

Tonya Rapley

Named a a modern day history-maker by One TV, Tonya Rapley is a millennial money expert and creator of the award-winning site My Fab Finance. Rapley says her mission is to help millennials-particularly women-"break the cycle of living paycheck to paycheck, so that they can become financially free and do more of what they love." And she's well on her way. As creator of the #BanishTheBalance challenge, a debt elimination challenge, Rapley helped over 4,000 participants pay off more than $200,000 of debt in just sixty days. Follow: @myfabfinance

Haley Sacks

Haley Sacks started her financial education platform, Mrs. Dow Jones, as a way to make traditionally boring financial information more fun and approachable. Through YouTube Videos, TikToks, and Instagram posts, Sacks says her content, which breaks down all things Wall Street. Follow: @mrsdowjones

Erin Lowry

Erin Lowry created The Broke Millennial Blog in effort to #GYFLT (Get Your Financial Life Together, that is). Through a series of through blog posts, books, presentations, worksheets and courses, Lowry takes a practical approach-she calls herself a "financial translator"-to guiding a new generation of people through important and nagging money issues, from the foundational (how to combine finances when getting married) to the more superfluous (like splitting that hefty brunch bill). Follow: @brokemillennialblog

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