Spirit of Money: Ethical Investment
How can I find a good financial adviser who will support my socially conscious values?
-- Gina J., P, Oregon
The best kind of financial adviser will serve as teacher, coach, and moral and logistical support for what you want to happen with your money. In addition, some financial advisers will help bring social and environmental concerns into your investments. These experts in socially responsible investing (SRI) can help you choose companies that have good environmental records and avoid ones that, say, manufacture weapons. They can also help you invest in funds that provide small business loans to the world's poor.
The best place to find an SRI adviser is the Social Investment Forum (socialinvest.org). You can also find SRI financial planners who are Forum members in the National Green Pages, available at greenpages.org or by calling 800-584-7336 (cost is about $12). Don't be afraid to call many advisers (they should provide a free phone or in-person consultation), and ask plenty of questions, like what fees they charge and how they'll help invest with your particular values.
Learn more about simple ways to save with Tracy's simple tips, from creating a realistic monetary target to instituting an automatic transfer from your checking account to a savings account. Discover our top 50 tips for saving your income, including fashioning a budget, caring for clothing in a manner that prolongs its usage, and swapping out expensive habits in favor of more economical practices. Next, DIY your way to a healthier bank account with recycled crafting tips. Furthermore, creative chefs can benefit from their craft by whipping up meals from leftover ingredients. Outfit your tech essentials in the very finest trimmings without spending a bundle with decorative DIY iPhone covers, and keep gadgets gorgeous by sewing sophisticated sleeves. Even your beauty budget can be easily improved with a few handy hacks such as concocting an invigorating body scrub, molding your very own fruit and herb soap, and mixing up a spirulina face mask.
Tracy Fernadez Rysavy is publications editor for Co-op America (coopamerica.org), a national nonprofit that provides green living, purchasing, and investing tips, and resources.
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